Most Colorado homeowners find out too late that a Notice of Election and Demand gives them roughly four months — and that there are several ways out during that window. Some keep the house. Some sell it and walk away with their equity. The worst outcome is doing nothing until the sale date arrives.
No obligation, no cost, no pressure. We'll tell you honestly when your best move is one we make nothing from.
Tell us where things stand and we'll lay out every option you have — usually the same day.
Trent will personally review your situation and reach out, usually within a few hours.
If your sale date is close, call now instead of waiting:
(719) 371-3305Which one is right depends on your numbers — how far behind you are, what you owe, what the house is worth, and whether your income can carry the payment going forward. We'll walk you through both.
Handled by an independent licensed Colorado attorney who deals with lenders and public trustees every week.
If the payment no longer works long-term, this is usually how the equity gets preserved instead of lost.
A public trustee sale exists to repay the lender — not to get you fair market value.
Homeowners with real equity are the ones with the most to lose by waiting — and, usually, the most options while there's still time.
Two minutes on the form, or one phone call. We pull the county filing, the sale date and the comparable sales ourselves — you don't gather paperwork.
Usually the same day. What you could qualify for, what it would take, what the realistic timeline is — and where each road ends up.
Keeping it means the attorney takes the legal work from there. Selling means a written cash offer and a closing date you pick.
This industry attracts predators, and homeowners in foreclosure are the target. These rules apply to us as much as anyone else.
You can also get genuinely free help from a HUD-approved housing counselor at consumerfinance.gov or by calling (800) 569-4287. We'll tell you the same thing on the phone.
Most people who call are dealing with one of these. None of it is unusual, and none of it gets judged here.
We're local. We know the county public trustees, the timelines and the title companies — because we work with them every week.
You're being asked to talk about your finances with a stranger. Here is exactly who we are, so you can decide whether that's someone you want to talk to.
Genesis Mortgage Relief is a trade name of Genesis Estates LLC, a Colorado limited liability company (Colorado Secretary of State ID 20251605757), owned and operated by Trent Stringari.
5751 Doc Bar Circle, Sedalia, Colorado 80135
(719) 371-3305 ·
trent@genesisestates.co
Genesis Estates LLC is a real estate investment company. We earn income from real estate transactions — including, in some cases, purchasing a property directly from an owner who decides on their own that selling is their best option. That is the entire business model, and it is why the options review costs you nothing.
We never charge homeowners a fee, and we never collect any payment before services are delivered. Most people who call us do not end up in a transaction with us at all, and that is a normal outcome we plan for.
You should know that, because it means we are not a neutral party. Ask us hard questions. We will tell you plainly when keeping the house, listing with a Realtor, or calling a free HUD-approved housing counselor is the better move for you — including when that means we make nothing.
Legal work is performed by a licensed Colorado attorney who is not employed by us. If you choose to engage them, that relationship and any fee arrangement is directly between you and that attorney, disclosed to you in writing beforehand. We are not a law firm, we do not supervise their work, and we do not share in legal fees.
Every week you wait, interest and fees stack up against whatever equity is left — and options quietly come off the table. Finding out where you stand costs nothing.